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Commonly referred to as course of construction insurance, a builders risk insurance policy covers a person's or organization's insurable interest in materials, fixtures and/or equipment to be installed during the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause. It is often required to comply with government regulations or as a condition to meet banking or other contractual arrangements.
InsuranceLink offers the Builders Risk Plan insured by Zurich, the nation’s number one course of construction program with the broadest eligibility and comprehensive coverage for residential and commercial projects. Apply online today!
Builders risk insurance provides coverage for materials, fixtures and appliances that sustain physical loss or damage during the course of construction. The Builders Risk Plan insured by Zurich offers protection for a wide range of named perils including but not limited to:
The price to insure your construction project with builders risk insurance will depend on several factors, including location, project and type of building material, as well as the limit of insurance. In most areas, the minimum premium for the Builders Risk Plan insured by Zurich starts at $375.
The Builders Risk Plan insured by Zurich has broad eligibility for a variety of residential and commercial projects valued up to $75 million:
Just about any person or organization with a vested interest in the project under construction can secure a builders risk policy insured by Zurich, including: