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Appliances and building materials are exposed to several risks before they’re installed at their final destination. From theft of HVAC units to custom windows demolished during transport, subcontractors and service providers can’t be too careful in getting the job done.
Your package policy may provide a sub-limit for installation, but is it enough and is the coverage adequate? Installation builders risk insurance provides trade contractors installation floater coverage for property of the insured and property of others during installation, transport and even temporary storage.