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Avoid Costly Headaches with Installation Floater Insurance 

Appliances and building materials are exposed to several risks before they’re installed at their final destination. From theft of HVAC units to custom windows demolished during transport, subcontractors and service providers can’t be too careful in getting the job done.

Your package policy may provide a sub-limit for installation, but is it enough and is the coverage adequate? Installation builders risk insurance provides trade contractors installation floater coverage for property of the insured and property of others during installation, transport and even temporary storage.

Project Examples

  • Concrete and asphalt supplies
  • Cabinetry
  • Cell towers
  • HVAC equipment
  • Fencing
  • Playground and public park equipment
  • Pipes and plumbing (including high-theft copper)
  • Renewable energy equipment (solar panels, wind turbines)
  • Roofing materials
  • Scoreboards and electronics
  • Sewer lines and septic tanks
  • Water treatment plant equipment

Eligible Customers

  • Subcontractors
  • Plumbers
  • Electricians
  • Carpenters
  • Landscapers
  • And, other trade contractors

Product Highlights

  • Insured by Zurich, an “A” rated carrier known for its positive customer claims handling
  • Residential and commercial subcontractors and service providers are eligible
  • Policy options to insure one or multiple installation projects in one or more states
  • Protects material or equipment to be installed in the insured’s care, custody or control
  • Extended coverage while in transit and temporary storage

Get the 101 on Builders Risk 

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How Do Providers Stack Up?

Compare your builders risk coverage to the Builders Risk Plan insured by Zurich.

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