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Cover Your Property Investment with Vacant Structure Insurance

Whether it’s a residential property in between tenants or a newly completed commercial building awaiting a sale, investors, landlords and other owners will find their assets unoccupied from time to time.

These vacancies are often easy targets for vandals, trespassers, thieves and even squatters. You can protect your investment home or commercial building from exposure to:

  • Vandalism and theft
  • Fire
  • Lightning
  • Explosions
  • Windstorms
  • Hail
  • Smoke
  • Water intrusion from leaky pipes

Eligible Properties

  • Residential dwellings and commercial buildings that are completely vacant
  • Structures undergoing repairs, remodeling, or renovations at 15 percent or less than the total completed value or purchase price
  • Mobile homes anchored or on a permanent foundation
  • Individual condominiums or townhouse units

Product Highlights

  • Insured by a “A” rated carrier
  • Standard 12-month policy term, with short-term policies available
  • Property coverage up to $5M; premises liability up to $1 million each occurrence/aggregate
  • One policy for multiple residential properties when located in the same state and requiring the same occupancy coverage need
  • Premium payment installment options

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